Business finance encompasses the management of a company’s financial resources to achieve profitability and sustain growth. It involves securing funding, managing cash flow, and making strategic investment decisions. Essentially, it’s the process of acquiring and using money to support a business’s operations and development.
Types of Business finance we introduce businesses and individuals
Bridging loans
What is a bridging loan?
A bridging loan is a short-term, secured loan used to cover a financial gap between spending and receiving funds, typically for property transactions. It allows individuals to buy a new property while waiting for funds from the sale of their current one. Bridging loans are often used in situations requiring quick funding, like property auctions or when a property purchase needs to happen before a sale.
- Commercial Bridging Finance
Commercial bridging finance is a short-term loan designed to help businesses bridge the gap between acquiring a commercial property and securing long-term financing. It provides quick access to funds, often used for purchases, renovations, or securing working capital. While suitable for a range of commercial properties, including offices, retail units, and industrial facilities, it’s typically used when time is of the essence, such as during auctions or when a quick sale is anticipated.
Commercial bridging finance options
- Residential bridging loans.
Businesses can take residential bridging loans to take an advantage of the opportunity to invest when the funds you need are not available.
- Commercial bridging loans.
A commercial bridging loan is a short-term loan to bridge your business needs which permits you to speedily raise the capital you need whilst you wait for a property to be sold or for long-term finance to be arranged.
- Capital raising bridging loans.
A “capital raising bridging loan” is a type of short-term, secured loan used to quickly access funds, typically for a limited period, before a longer-term funding solution or sale is finalized. It’s designed to “bridge the gap” between the need for immediate capital and the availability of other financing.
If you are looking for a bridging loan to manage your cash flow or make the most of an investment opportunity, we can introduce you to lenders for the quick cash injection you need.
- Commercial Loans
Commercial bridging loans are short-term financing solutions for businesses, often used to bridge the gap between buying a property and securing long-term funding. They are typically secured against the value of the property and offered for terms ranging from a few months to a year. While commonly used for property purchases, they can also be used for other business needs like renovations or stock purchases.
A commercial bridging loan permits you to instantly raise the capital you need as you wait for a property to be sold or for long-term finance to be arranged.
Secured business loans can be used to fund any business. Limited companies and individuals can apply. Expat applicants and non-UK applicants can apply. Application for interest only funds are offered.
- Corporate Business loans
Corporate business loans are funds provided to companies (corporations) for various business needs, such as covering major expenses, supporting growth, or funding acquisitions. These loans are typically larger than those offered to individuals and are tailored to specific business requirements.
- Social Housing Finance and loans
Social Housing Loans are for social housing projects. Cost-effective secured loans, designed for Registered Social Landlords. To develop affordable homes, renovate existing stock or invest in decarbonisation.
Social Housing Finance refers to the funding used for social and affordable housing projects and are vital for developing new social housing and maintaining existing stock.
Lending decisions are based on the lenders criteria and, where applicable, subject to credit check and an assessment of individual circumstances.
FAQ’s
What type of loans can you introduce me to the lenders?
Commercial Bridging Finance, Commercial Loans, Corporate Business loans and Social Housing Finance and loans.
How long does it take to get approved?
Once we introduce you to the lenders, they would advise you of how long it takes for you to be approved.
Can I refinance existing properties?
You can refinance existing properties so you can release equity to boost your cashflow.
We can introduce you to lenders who can help you refinance your mortgage or properties.
How are we different from a bank?
As a Finance Introducer, we have access to a wide range of lenders we can introduce you to who can help with various financial products with competitive rates, give impartial help to your business needs, a personalised, simplified process designed with your goals in mind to helps you to get the right funds to grow your business.
Can a startup get business finance?
We can introduce you to lenders who can help with startup loan if there is equity in your current property.
Can I finance business expansion projects?
Yes, we can introduce you to lenders who can help with business expansion projects with flexible funding solutions. Whether you are expanding your business, managing your cash flow or take advantage of an opportunity to achieve your growth goals.